Articles and papers we have written
Financial Planning Hawaii and Fee-Only Planning Hawaii founder John Robinson is a prolific writer and recognized thought leader in the financial planning profession. He has authored or co-authored ten papers that were accepted for publication in peer reviewed professional journals. He has also contributed scores of subject matter authority articles and op-ed commentaries on a broad range of financial planning topics. Links to recent published articles are provided below. He has also written hundreds of articles for the FPH and FOPH blogs.
What's the Best Way to Pay for Financial Plannign Advice? (Investor Magazine, February 1, 2026)
- Acquired Knowledge: 7 Insights from the Business World's Favorite Podcast (Investor Magazine, Feb 1, 2026)
- Is Concierge Health Care Worth the Money (Investor Magazine, January 1, 2026)
- 8 Questions About How AI Will Impact Investors & Financial Advisors (Investor Magazine, January 1, 2026)
- A Financial Planner Takes ChatGPT for a Test Drive (Advisor Perspectives, March 6, 2023)
- Savings Bond Buyers Beware! (Hawaii Reporter, November 29, 2022)
- A Case for Direct Indexing Using Rising Dividend Stocks (Advisor Perspectives, October 4, 2022)
- The Future of Financial Planning Advice Part 2 (Advisor Perspectives, August 23, 2022)
- The Future of Financial Planning Advice, Part 1 (Advisor Perspectives, August 16, 2022)
- The Power of Negative Thinking (Hawaii Reporter, September 11, 2022)
- Should Consumers Annuitize their Retirement Savings and Normal Retirement Age (Advisor Perspectives, July 12, 2022)
- A Consumer's Guide to Navigating the Current Bear Markets, Part 1 ((Hawaii Reporter, June 22, 2022.
- A Consumer's Guide to Navigating the Current Bear Markets, Part 2 (Hawaii Reporter, June 24, 2022)
- Is the annuity Puzzle Really So Puzzling? An Analysis of the Consumer Lifetime Annuitization Decision in a Low Interest Rate World (SSRN, May 18th, 2022)
- A Case Study in Sequence Risk: A 20-Year Retrospective on the Impact of the 2000-2002 and 2007-2009 Bear Markets on Retirement Nest Egg Sustainability (Journal of Wealth Management, Spring 2022)
- Be Afraid, Very Afraid, of Retiring in the 2020s (Advisor Perspectives, June 2021)
- Opinion: The CFP Board's Masterful Spin. Wealth Management.com, July 6th, 2020
- Why I quit the FPA, and you should too. Financial Planning Magazine, June 16th, 2020
- The CFP Board’s Misdeeds Demand Accountability Advisor Perspectives, August 12, 2019
- Kitces is wrong about the CFP Board. Here’s why. Financial Planning, January 7, 2019
- My Two Cents to the SEC LinkedIn, August 2018
- Why the CFP Board Should Not Govern the Financial Planning Profession Advisor Perspectives, August 2018
- The CFP Board’s Duplicitous Dance Advisor Perspectives, August 8, 2017
- You might be a robo-advisor if… Advisor Perspectives, June 19, 2017
- The benefits of investing in more than just index funds Investopedia, June 8, 2017
- Why the Future is Bright for AUM-Based Advisors Advisor Perspectives, May 22, 2017
- Determinants of Portfolio Sustainability and Their Relative Impacts Journal of Financial Planning, April 10, 2017
- Income Too High for Roth IRA Contributions? Consider a Backdoor Conversion inDinero, June, 272016.
- Investing for Founders: Not Your Father’s 401(k) inDinero, May 19, 2016.
- Why Probability Software is Unreliable for Retirement Planning Nerd Wallet, March 21, 2016.
- How to make your nest egg last? Don't sell stocks when they're down! Investopedia, February 3, 2016.
- 4 Surprisingly Unnecessary Features in a Retirement Planning App NerdWallet, January 8, 2016
- 3 Must-Have Features in a Retirement Spending App Nasdaq.com, January 5, 2016.
- The Most Underrated Factor in Retirement Planning Christian Science Monitor, August18, 2015.
- No Moral High Ground in Financial Planning Fee Debate Nasdaq.com, August 10, 2015.
- Meet the “Freight Entrance” Roth 401(k) Conversion Advisor Perspectives, March 31, 2015.
- Why Now Could be a Great Time to Borrow from Your 401(k) Christian Science Monitor, January 30, 2015
- Non-Deductible IRA Contributions Could Leave You Taxed Twice Nerd Wallet, October 16, 2014
- The Cost of Guaranteed Income: Demystifying the Value Proposition of Variable Annuities with Lifetime Withdrawal Benefit RidersRetirement Management Journal, Volume 4, Number 1: 55-69 (2014)
- Are Lifecycle Funds Getting a Bum Rap? A comprehensive Comparison of Lifecyle versus Lifestyle Retirement Strategies from Accumulation through Withdrawal. The Journal of Wealth Management, Fall 2011
- Incorporating Emergency Planning and Disaster Preparedness into Financial Planning Journal of Financial Planning, August 2011.
- Reality Check: The Implications of Applying Sustainable Withdrawal Rate Analysis to Real World Portfolios. Financial Services Review, Vol. 18, No. 2, 123-139 (2009).
- A Context for Considering Variable Annuities with Living Benefit Riders. Journal of Financial Planning; May 2008, Vol. 21 Issue 5, p56.
- Who's the Fairest of Them All? A Comparative Analysis of Financial Advisor Compensation Models Journal of Financial Planning. May2007, Vol. 20 Issue 5, p56-65. 8p.
- Share Class Warfare - A counter perspective on the legitimacy of 12b-1 fees as they pertain to advisor-distributed mutual fundsJournal of Financial Planning. October 2004.