Articles and papers we have written
- A Financial Planner Takes ChatGPT for a Test Drive (Advisor Perspectives, March 6, 2023)
- Savings Bond Buyers Beware! (Hawaii Reporter, November 29, 2022)
- A Case for Direct Indexing Using Rising Dividend Stocks (Advisor Perspectives, October 4, 2022)
- The Future of Financial Planning Advice Part 2 (Advisor Perspectives, August 23, 2022)
- The Future of Financial Planning Advice, Part 1 (Advisor Perspectives, August 16, 2022)
- The Power of Negative Thinking (Hawaii Reporter, September 11, 2022)
- Should Consumers Annuitize their Retirement Savings and Normal Retirement Age (Advisor Perspectives, July 12, 2022)
- A Consumer's Guide to Navigating the Current Bear Markets, Part 1 ((Hawaii Reporter, June 22, 2022.
- A Consumer's Guide to Navigating the Current Bear Markets, Part 2 (Hawaii Reporter, June 24, 2022)
- Is the annuity Puzzle Really So Puzzling? An Analysis of the Consumer Lifetime Annuitization Decision in a Low Interest Rate World (SSRN, May 18th, 2022)
- A Case Study in Sequence Risk: A 20-Year Retrospective on the Impact of the 2000-2002 and 2007-2009 Bear Markets on Retirement Nest Egg Sustainability (Journal of Wealth Management, Spring 2022)
- Be Afraid, Very Afraid, of Retiring in the 2020s (Advisor Perspectives, June 2021)
- Opinion: The CFP Board's Masterful Spin. Wealth Management.com, July 6th, 2020
- Why I quit the FPA, and you should too. Financial Planning Magazine, June 16th, 2020
- The CFP Board’s Misdeeds Demand Accountability Advisor Perspectives, August 12, 2019
- Trending Topic in Advisor Perspectives: “Does the Bucket Approach Destroy Wealth?” Here is my rebuttal. LinkedIn, January 2019.
- Kitces is wrong about the CFP Board. Here’s why. Financial Planning, January 7, 2019
- My Two Cents to the SEC LinkedIn, August 2018
- Why the CFP Board Should Not Govern the Financial Planning Profession Advisor Perspectives, August 2018
- The CFP Board’s Duplicitous Dance Advisor Perspectives, August 8, 2017
- You might be a robo-advisor if… Advisor Perspectives, June 19, 2017
- The benefits of investing in more than just index funds Investopedia, June 8, 2017
- Why the Future is Bright for AUM-Based Advisors Advisor Perspectives, May 22, 2017
- Determinants of Portfolio Sustainability and Their Relative Impacts Journal of Financial Planning, April 10, 2017
- Income Too High for Roth IRA Contributions? Consider a Backdoor Conversion inDinero, June, 272016.
- Investing for Founders: Not Your Father’s 401(k) inDinero, May 19, 2016.
- Why Probability Software is Unreliable for Retirement Planning Nerd Wallet, March 21, 2016.
- How to make your nest egg last? Don't sell stocks when they're down! Investopedia, February 3, 2016.
- 4 Surprisingly Unnecessary Features in a Retirement Planning App NerdWallet, January 8, 2016
- 3 Must-Have Features in a Retirement Spending App Nasdaq.com, January 5, 2016.
- The Most Underrated Factor in Retirement Planning Christian Science Monitor, August18, 2015.
- No Moral High Ground in Financial Planning Fee Debate Nasdaq.com, August 10, 2015.
- Meet the “Freight Entrance” Roth 401(k) Conversion Advisor Perspectives, March 31, 2015.
- Why Now Could be a Great Time to Borrow from Your 401(k) Christian Science Monitor, January 30, 2015
- Non-Deductible IRA Contributions Could Leave You Taxed Twice Nerd Wallet, October 16, 2014
- The Cost of Guaranteed Income: Demystifying the Value Proposition of Variable Annuities with Lifetime Withdrawal Benefit RidersRetirement Management Journal, Volume 4, Number 1: 55-69 (2014)
- Are Lifecycle Funds Getting a Bum Rap? A comprehensive Comparison of Lifecyle versus Lifestyle Retirement Strategies from Accumulation through Withdrawal. The Journal of Wealth Management, Fall 2011
- Incorporating Emergency Planning and Disaster Preparedness into Financial Planning Journal of Financial Planning, August 2011.
- Reality Check: The Implications of Applying Sustainable Withdrawal Rate Analysis to Real World Portfolios. Financial Services Review, Vol. 18, No. 2, 123-139 (2009).
- A Context for Considering Variable Annuities with Living Benefit Riders. Journal of Financial Planning; May 2008, Vol. 21 Issue 5, p56.
- Who's the Fairest of Them All? A Comparative Analysis of Financial Advisor Compensation Models Journal of Financial Planning. May2007, Vol. 20 Issue 5, p56-65. 8p.
- Share Class Warfare - A counter perspective on the legitimacy of 12b-1 fees as they pertain to advisor-distributed mutual fundsJournal of Financial Planning. October 2004.
